Do you want to get € 400 in 10 minutes and in just 4 steps?
Yes, Available gives you the possibility to request € 400 in 10 minutes to enjoy extra money. Facing situations where you need additional money to be able to meet unexpected expenses is more normal than you think. In Pot Credits there are many people like you, who ask us their doubts and concerns every day.
The fact is that you surely know many entities that can lend you that quick money. You are aware of all the ads to ask for a loan is very simple, but the reality is that you do not trust much and fear that everything that glitters is not gold. You do not understand very well how they work, if they are trustworthy, if they charge you a lot of interests, what the small print say. It is all so unknown that you are afraid to enter the world of online microcredit.
What do you think if we explain it to you in a brief way to get you out of doubt?
There are many financial institutions that allow you to request a loan online quickly and easily. In most cases, the requirements are not very strict since the money they lend you does not usually exceed € 1000 and the loan repayment is short term.
One of the main advantages is that you save all the paperwork and bureaucracy involved in requesting a loan from a bank. But, in return, you must pay higher interest for the ease and speed with which you can dispose of this money. In most cases you will receive your microcredit in the next 24 hours.
The interest that is applied in microcredits is usually greater than in a traditional bank loan but, since the repayment time is much shorter, the amount that you will have to pay for interest is also not usually very high.
Let’s now look more deeply at the conditions available to you.
What is Available
Available is one of those entities that gives you the possibility of obtaining that extra money that you need in a simple and transparent way. This financial institution knows the difficult task of sometimes asking for a loan, so it eliminates all types of paperwork and has automated its analysis process to make it more objective and immediate.
In Availability, they want to help those people (not entities or companies) who face sporadically situations of lack of liquidity. All service is 100% online and private.
In addition, at all times you know the interests they are charging you, so there are no last-minute surprises. You can check when you want the amount you owe, accessing your private area of ”My Account”.
To solve all doubts and bring the complicated terminology of the financial and economic world to its users, it has a credit dictionary on its website. In this dictionary you can consult the definition of various terms such as delinquent, lender, risk score, etc. so you know every moment you face. So, for example, you can learn once and for all what is the “famous” APR (Annual Equivalent Rate) that you have probably heard so many times and it is not clear to you.
APR is a compensation received by the owner of the money (in this case Available) for lending it for a certain time. Unlike the interest rate, it includes expenses and commissions.
How to get € 400 in just 4 steps and in 10 minutes
How it works
Available has a very simple and transparent operation. At all times you will know what you must pay interest and they will help you in the entire process of requesting your microcredit:
- You choose, according to your needs, how much money you want and when you want to return it. Being the maximum limit of € 400 to be returned in 33 days.
- You must fill out and submit the form in which you have to include your bank account number.
- When you have received your form, evaluate your request and receive an answer immediately. If so, in just 10 minutes you can enjoy the money.
- There are no deceptions, no hidden commissions. From the first moment you know how much you have to pay and when you have to pay it back. Thus, if for example you request a loan of € 200 to be repaid in 20 days, you will have to pay € 47 for interest, the total amount being € 247. It is as fast, easy and flexible as it seems.
Requirements to request your mini-loan with Availability
Can anyone apply for a microcredit at Prove? Surely now you are wondering what kind of requirements are needed and if you meet them. You do not need any type of guarantee, but it is an essential requirement to have periodic income such as a payroll, pension, unemployment benefit. You do not need to be a homeowner, you can be living for rent and apply for a loan. In order to request your microcredit you just have to:
- Be of age.
- Reside in Spain.
- Be a holder of a bank account and have a debit card associated with that account.
- Have a mobile phone number and a personal email.
- It is important not to be enrolled in any list of delinquents.
As you can see, the requirements are not as strict as in the banks and the advantage is that a very fast process. It consists of providing money in a simple way to those people like you, who have suffered an unexpected passenger and need extra money in a timely manner.
Available wants the people who apply for their loans to be fully responsible with them. Do not understand these mini-credits as a recurring way to obtain additional financing over time. This extra money is used to face certain unforeseen events that arise in a timely manner. So you must be sure that you can return the loan without any problem.
In case of not being able to pay your mini-credit under the previously agreed conditions, you will have a penalty for having delayed your payment and some surcharges that will depend on the time it takes to return it. You have to keep in mind that Available does not offer any extension for the loan repayment. Therefore, they allow you to choose at all times the amount and time in which you want to repay the loan. They do not force you to have to face snappers superior to your economic situation. But it is important that you value your ability to pay well.
How to return the mini loan
At the time of repayment of the loan you must be the one who cancels it, since Available will not charge your debt. You can do it by:
- An entry in the bank account of the dispos
- A charge to the debit card you left when requesting your credit. Keep in mind that you have to have enough balance on it the day of the return.
It is important that you know that if you return your mini-credit within 10 days it will be free. That is to say, they will not charge you any interest, which can come in handy if you simply need extra money in advance.
Request for a new mini-loan in Availability
It may be that once you discover how easy and convenient it is to apply for a microcredit with Availability, you want to request another later. In this case the procedures are greatly simplified and you just have to enter the “My account” section, with your ID and password to get the extra money you need.
What do the customers of disp think
Have a blog where you can check all kinds of useful information. Not only financially or economically but also for leisure, offers, low cost, vacations. In this way, Available has a space in which it offers you articles of great interest for your day today.
The majority of customers who have used Availability to request their mini-credit are satisfied. Its speed, confidence and transparency make it one of the best options when you need to have extra money. The procedures are simplified in just 4 steps. So, now ready to enjoy that extra money that you need so much?
Summary: With Prove you will have your first loan up to € 400 totally interest free. If you are a new customer, Available wants to reward you with a unique offer, 0% interest. If you ask for € 200 you will only have to pay € 200 after 33 days.